Northern NJ TownsBergen CountyGarfield

Garfield, NJ
Home Buying & Selling Guide

Garfield is a Bergen County city bordering Passaic County, offering a dense urban-suburban character, highway and bus transit access, and housing at accessible price points for the region.

Kathleen Falco
Written by Kathleen Falco, Licensed NJ Real Estate Professional, RE/MAX Select
Reviewed for accuracy by The Falco GroupLast updated: June 24, 2026
Bergen County, New JerseyEducational Guide — Not a Listing ServiceRead the FAQ →

Housing in Garfield

Garfield's housing stock is dense and diverse, consisting largely of older single-family homes and two-family homes, with some multi-family residential buildings throughout the city.

Commute & Transportation

Garfield residents commute primarily by car via Route 46, I-80, and the Garden State Parkway. NJ Transit bus service connects to Paterson, Hackensack, and New York.

Property Tax Considerations

Property taxes in Garfield should be reviewed carefully for each property. Buyers should confirm the effective rate and include it in full monthly cost planning.

Nearby Towns Often Compared

Buyers often compare Garfield with: Lodi, Rochelle Park, Maywood, Clifton. Speaking with a local specialist helps you understand how these communities differ in character, price, and fit for your needs.

For Home Buyers

Buying in Garfield

Buyers look at Garfield for relative affordability within Bergen County and its access to major highways including Route 46 and I-80. It borders Passaic and offers entry-level opportunities for buyers seeking Bergen County's strong school and municipal infrastructure.

Questions buyers ask before purchasing in this town:

  • What is the typical price range for homes in Garfield?
  • How competitive is the Garfield real estate market?
  • What are the property taxes in Garfield?
  • How does the commute from Garfield to New York City work?
  • What types of homes are available in Garfield?
  • What towns should I compare with Garfield before deciding?
Schedule a Private Consultation
For Home Sellers

Selling in Garfield

Sellers in Garfield should price against a competitive pool of nearby Bergen and Passaic County comparables. Highway access and proximity to major employment corridors are the primary value drivers.

Questions sellers ask before listing in this town:

  • What is my home in Garfield worth?
  • How long does it take to sell a home in Garfield?
  • What should I do before listing my home in Garfield?
  • What are the costs of selling a home in Garfield?
  • Should I sell before or after buying my next home?
  • Who is the right real estate specialist for selling in Garfield?
Request a Home Value Review

Whether You're Buying or Selling in Garfield

What buyers should do before starting

  1. 1Understand your complete monthly budget including taxes and insurance
  2. 2Get pre-approved with a local lender before touring homes
  3. 3Research commute times and transportation options specific to your workplace
  4. 4Compare at least two or three nearby towns before deciding
  5. 5Review what type of home, lot size, and neighborhood character fits your needs
  6. 6Connect with a local specialist who knows this specific community

What sellers should do before listing

  1. 1Request a comparative market analysis specific to your home
  2. 2Walk through the property with a specialist's eye before listing
  3. 3Identify and address the most visible buyer concerns
  4. 4Understand the full cost of selling including commissions and transfer fees
  5. 5Prepare a strategy for pricing, timing, and showing
  6. 6Connect with a specialist who has sold in this specific market

This guide provides general educational information about Garfield, NJ. It does not contain active property listings, guaranteed sale prices, or mortgage qualification determinations. Local conditions vary by property, price point, and timing. Contact a licensed real estate professional for advice specific to your situation.

Towns Often Compared with Garfield

FAQ

Common Questions About Garfield Real Estate

What is the typical price range for homes in Garfield?

Garfield's housing stock is dense and diverse, consisting largely of older single-family homes and two-family homes, with some multi-family residential buildings throughout the city.

What are the property taxes in Garfield?

Property taxes in Garfield should be reviewed carefully for each property. Buyers should confirm the effective rate and include it in full monthly cost planning.

How does the commute from Garfield work?

Garfield residents commute primarily by car via Route 46, I-80, and the Garden State Parkway. NJ Transit bus service connects to Paterson, Hackensack, and New York.

What towns are often compared with Garfield?

Buyers often compare Garfield with Lodi, Rochelle Park, Maywood, Clifton. A local specialist can help you understand how these communities differ in character, price, and fit. This is general educational information — contact us for guidance specific to your situation.

What is my home in Garfield worth?

Home values in Garfield depend on location, condition, recent comparable sales, and current market conditions. Request a free, no-obligation home value review for an estimate tailored to your property. This is general educational information, not an appraisal.

How do I get started buying or selling in Garfield?

Start by understanding your budget and goals, then speak with a licensed New Jersey real estate professional familiar with Bergen County. The Falco Group offers free educational guidance with no obligation.

A Private Conversation

Thinking About Living in Garfield?

Every community here has its own rhythm, and no page can tell you whether Garfield truly fits the life you're planning. Kathleen can — honestly, confidentially, and with no obligation. Bring your questions; leave with clarity.