Best Northern New Jersey Towns for NYC Commuters

Northern NJ offers some of the best NYC commuter options in the country — but the right town depends on how you commute, what you're paying, and what kind of life you want outside of work. Here's an honest breakdown.

How to Think About the Commute-Home Tradeoff

Northern New Jersey has more transit options than most parts of the country. PATH trains, NJ Transit rail lines, ferries, and express buses all serve different communities. The right choice isn't just about which town gets you to work fastest — it's about matching your commute style, budget, family needs, and lifestyle to the town's character.

Property taxes vary significantly across these towns. A shorter commute from a Hudson County condo may come with lower taxes but higher HOA fees. A Bergen County single-family home may cost more monthly in taxes but give you more space and stronger schools.

Commute times shown are estimates during typical non-peak conditions. NJ Transit schedules, service frequency, and reliability vary. Always test your actual commute before committing to a home purchase.

Northern NJ Commuter Town Profiles

Hoboken

Hudson County
Full Guide
Transit

PATH, NJ Transit Rail, Ferry

Approx. Commute

10–20 min to Midtown/WTC

Best Fit

Young professionals, NYC transplants who want the shortest possible commute and urban density

Jersey City

Hudson County
Full Guide
Transit

PATH, NJ Transit Rail, Ferry

Approx. Commute

15–30 min to Manhattan

Best Fit

Buyers who want Manhattan-adjacent living with more space per dollar than Hoboken

Weehawken

Hudson County
Full Guide
Transit

NY Waterway Ferry, bus, car

Approx. Commute

Ferry: 10 min to Midtown; car varies

Best Fit

Buyers wanting Hudson waterfront access with slightly lower density than Hoboken

Ridgewood

Bergen County
Full Guide
Transit

NJ Transit Main/Bergen County Line (direct to Penn Station)

Approx. Commute

50–65 min to Penn Station

Best Fit

Families who want a walkable suburban village with direct rail access and top-tier schools

Glen Rock

Bergen County
Full Guide
Transit

NJ Transit Main/Bergen County Line

Approx. Commute

45–60 min to Penn Station

Best Fit

Families who want a close-knit suburban town with solid commuter rail and good schools

Montclair

Essex County
Full Guide
Transit

NJ Transit Montclair-Boonton Line (direct to Penn Station / Hoboken)

Approx. Commute

45–65 min to Penn Station

Best Fit

Buyers who want cultural energy, a walkable town center, and strong NYC rail access

Maplewood

Essex County
Full Guide
Transit

NJ Transit Morris & Essex Line (direct to Penn Station)

Approx. Commute

40–55 min to Penn Station

Best Fit

Families who want a commuter-convenient town with strong community character and good value

South Orange

Essex County
Full Guide
Transit

NJ Transit Morris & Essex Line (direct to Penn Station)

Approx. Commute

40–55 min to Penn Station

Best Fit

Buyers who want character, commuter access, and a vibrant downtown village feel

Summit

Union County
Full Guide
Transit

NJ Transit Morris & Essex Line (direct express to Penn Station)

Approx. Commute

45–60 min to Penn Station

Best Fit

Buyers who want premium suburban living with excellent rail access and top schools

Madison

Morris County
Full Guide
Transit

NJ Transit Morris & Essex Line

Approx. Commute

55–70 min to Penn Station

Best Fit

Buyers who want a quieter, charming NJ town with solid rail access and a real community feel

Chatham

Morris County
Full Guide
Transit

NJ Transit Morris & Essex Line

Approx. Commute

50–65 min to Penn Station

Best Fit

Families seeking more space and quieter suburban character while maintaining rail access

Tenafly

Bergen County
Full Guide
Transit

Bus to GWB, car to rail stations

Approx. Commute

30–50 min by bus/car depending on traffic

Best Fit

Families who prioritize schools and space and don't need daily rail commuting

Northern NJ Transit Options Explained

PATH Train

Serves Hudson County communities (Hoboken, Jersey City, Harrison) with direct 24/7 service to lower Manhattan (WTC) and Midtown (33rd St). No transfer required.

Serves: Hoboken, Jersey City, Harrison

NJ Transit Main/Bergen County Line

Serves Bergen County towns including Ridgewood, Glen Rock, Ramsey, and others with direct service to New York Penn Station.

Serves: Ridgewood, Glen Rock, Ramsey, Westwood, Park Ridge, Woodcliff Lake

NJ Transit Morris & Essex Lines

Serves Essex County (Montclair, Maplewood, South Orange, Livingston) and Union/Morris counties (Summit, Madison, Chatham) with direct service to Penn Station.

Serves: Maplewood, South Orange, Montclair, Summit, Madison, Chatham

NY Waterway Ferry

Hudson River ferry service from Weehawken, Hoboken, and Port Imperial to Midtown Manhattan. Typically 10–20 minutes across the river.

Serves: Weehawken, Hoboken, Jersey City

Express Bus

NJ Transit and private carriers operate express bus routes from many Bergen, Hudson, and Passaic County communities through the Lincoln Tunnel or GWB corridors into Midtown.

Serves: Fort Lee, Tenafly, Englewood, Paramus, and many more

What to Ask Before Choosing a Commuter Town

  • How many days per week will I actually commute to the city?
  • Do I need to drive to the train station, or can I walk?
  • What is the full monthly cost including mortgage, taxes, HOA, and insurance?
  • How does the school district compare to nearby towns at similar price points?
  • What is the town's walkability outside of the commute?
  • Is the train line served by express trains, or local only?
  • How does the commute change if I miss the direct train and need to transfer?

Frequently Asked Questions

Which Northern NJ town has the shortest commute to Manhattan?

Hudson County communities like Hoboken and Jersey City have the shortest commutes — PATH train service puts you in Midtown or the World Trade Center in 10–25 minutes. Weehawken ferry service is 10 minutes across the river. Bergen and Essex County rail towns are typically 45–70 minutes to Penn Station.

Is NJ Transit reliable enough to commute daily from Bergen County?

NJ Transit rail service from Bergen County towns has historically been a mixed experience — trains run regularly but delays occur. Many commuters build in buffer time and supplement with a monthly rail pass. Proximity to the station also matters — towns with downtown stations typically have more reliable access than those requiring a drive to the platform.

How do property taxes compare in commuter-friendly NJ towns?

Property taxes vary significantly even among good commuter towns. Hudson County towns like Hoboken and Jersey City tend to have lower tax rates than Bergen or Essex County suburbs, though condo fees can offset some of that. Bergen County towns like Ridgewood and Glen Rock have strong schools but higher effective tax bills. Always calculate your full monthly payment including taxes before comparing towns.

Do I need a car if I live in a Northern NJ commuter town?

It depends on the town. Hudson County communities like Hoboken and Jersey City are walkable and PATH-accessible — many residents live car-free. Bergen and Essex County towns are more suburban — you may not need a car for the commute, but you'll likely want one for daily life, errands, and weekends.

What's the difference between commuting from Bergen County vs. Essex County?

Bergen County towns typically rely on the NJ Transit Main or Bergen County rail lines, which go to Penn Station. Essex County towns like Montclair, Maplewood, and South Orange use the Morris & Essex Lines, also to Penn Station. Essex County often offers slightly more urban, walkable town centers. Bergen County has a wider range from quiet residential to more suburban character. Transit times are comparable.

Should I prioritize commute time or home price when choosing a town?

Both matter, but don't let a shorter commute justify a home that doesn't fit your budget after taxes. A 10-minute shorter commute isn't worth stretching your monthly payment uncomfortably. Also consider commute frequency — if you're working from home 3 days a week, a slightly longer commute on 2 days may be worth the extra space or school quality in a further-out suburb.

Need Help Narrowing Down Your Commuter Town?

Kathleen Falco has helped buyers from Manhattan, Brooklyn, and other NYC boroughs find the right Northern NJ town for their commute, budget, and lifestyle. No pressure, no obligation — just honest local guidance.

Kathleen Falco
Written by Kathleen Falco, Licensed NJ Real Estate Professional, RE/MAX Select
Reviewed for accuracy by The Falco GroupLast updated: July 2026