The Northern New Jersey
Home Buying & Selling Guide
Ten chapters, in plain English, on how homes are actually bought and sold here — readiness, financing, town selection, attorney review, inspections, pricing, preparation, and closing. Written by Kathleen Falco from four decades of Northern New Jersey transactions, and shared with her compliments.
What's Inside
Deciding When You're Ready
Timing the market vs. timing your life — and the quiet math that actually matters.
Financing & Pre-Approval
What lenders look for, why pre-approval changes your position, and the full monthly payment.
Choosing Your Town
How to weigh commute, taxes, schools research, and character across Northern New Jersey.
The Search & the Offer
Seeing past staging, moving decisively, and what wins offers here besides price.
Attorney Review, Inspections & Appraisal
New Jersey's distinctive middle chapters — and how to keep them calm.
Closing Day & Moving In
The final walk-through, the closing table, and the first weeks in the house.
Timing & Pricing Your Home
Why pricing is a strategy, not a number — and how buyers actually shop.
Preparing & Presenting
The short list of preparation that earns its cost back, and what to skip.
Offers, Negotiation & Attorney Review
Reading offers beyond the price, and negotiating from inspection to closing.
Seller Costs & Closing
Commission, the NJ Realty Transfer Fee, attorney fees — the honest arithmetic of your net.
Read All Ten Chapters — With Kathleen's Compliments
Share your first name and email and the full guide unlocks right here on this page — nothing to download, nothing to wait for. A confirmation note follows by email so you can return to the guide anytime.
When the questions turn personal, the guide ends and a conversation begins.
Kathleen will walk through it with you personally — a confidential conversation, with no obligation and nothing to prepare.